How Can I Protect My Social Security Number From Identity Theft?

Can someone access my bank account with my Social Security number?

Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account.

With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process..

What can a scammer do with my Social Security number?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

What can a person do with the last 4 of your SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect.

What do I do if my Social Security number has been compromised?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

How do I get a new Social Security number after identity theft?

People who want to ask for a new Social Security number must:Apply in person at a Social Security office;Complete an application;Provide a statement explaining the reasons for needing a new number;Provide current, credible, third-party evidence documenting the reasons for needing a new number; and.More items…•

Can you put a freeze on your Social Security number?

To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online. … In addition, Adam Funk suggests writing to the three major credit bureaus — Experian, TransUnion, and Equifax — to lock your Social Security number.

How do I know if my Social Security number has been compromised?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

What to do when your SSN is stolen?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

How do you know if your personal information has been compromised?

Clues That Someone Has Stolen Your Information You don’t get your bills or other mail. Merchants refuse your checks. Debt collectors call you about debts that aren’t yours. You find unfamiliar accounts or charges on your credit report.

Can your identity be stolen with your Social Security number?

Your Social Insurance Number (SIN) is confidential Your personal information could also be revealed to unauthorized people, which could lead to identity theft and other types of fraud. If someone uses your SIN to work illegally or to obtain credit, you may suffer hardship.

What can someone do with my SSN and DOB?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

What do you do if someone steals your identity?

If someone steals your identity, you have the right to:create an FTC Identity Theft Report.place a one-year fraud alert on your credit report.place a seven-year extended fraud alert on your credit report.get free copies of your credit report.get fraudulent information removed (or “blocked”) from your credit report.More items…

Can you change your Social Security number identity theft?

You can’t change your Social Security number simply because your card has been lost or stolen, or to avoid bankruptcy or legitimate debts. The only other reasons Social Security will consider assigning a new number are: Sequential numbers assigned to members of your family are causing confusion.